Lien Search in Ponte Vedra Beach, FL
Uncover all the information you need to know before starting a real estate transaction with help from the team at Ponte Vedra Title, L.L.C. Count on us when you need a thorough lien search in Ponte Vedra Beach, FL, or elsewhere in the Sunshine State. We comb through public records and collect all the relevant details on a property for you to review before starting your transaction.
Why You Need to Search for Liens
Before a property can be sold or refinanced, it must have a clear title. This means that the title cannot have any liens on it. A lien is a public record attached to a property that shows money is owed to a creditor and thus the creditor has a legal claim to the property. By conducting a lien search, you can determine whether your property or another property you are interested in has liens attached to it.
There are two types of liens to look for. The first is a voluntary lien, which the property owner agrees to. For example, a mortgage is a voluntary lien. Voluntary liens usually do not negatively affect the owner’s ability to convey the title so long as they are satisfied in the closing process. Involuntary liens, however, are placed on a property with or without the owner’s knowledge due to an unpaid bill. These do affect the owner’s ability to sell a property and are more difficult to clear from a title.
Request a lien search from our experts and we will find out everything you need to know before starting a transaction. If you have any questions about the liens found or need assistance satisfying them, our team is here to help you.
Find Out What You Need to Know Before the Transaction Begins
Get all the important details on a property’s title before you start a transaction for it by ordering an ownership and encumbrance report. O&E reports provide a comprehensive summary on the status of the property’s current title. This includes any unsatisfied liens, mortgages, judgments, and so on that are attached to the property. It also includes property tax information and an assessment of the property’s value.
Order a report today to find out what real estate encumbrances may affect your transaction. Our team works quickly to gather the information you needs and is happy to explain anything in the report that you do not understand.
Contact our firm to order a lien search and O&E report on the property you are interested in. We are based in Ponte Vedra Beach, Florida, and proudly provide residential closings, powers of attorney, municipal and UCC lien searches, escrow services, and other services throughout the state.